Options for Dental Implant Financing

Dental Implants offer the best return on investment if you have missing teeth. At Extraordinary Smiles we believe in making your treatment a reality. We offer flexible dental implant payment plans and financing options for our patients undergoing tooth replacement therapy.

Payment Plans for Dental Implants

Dental payment plans are great regardless of whether or not you have dental insurance. We offer three options that you can apply to for: CareCredit, Lending Club and Lending Point. These third-party finance company payment plans are what most patients prefer. A deposit may not be required and you can pay it off as quickly as you like with no fees attached.

Implant financing allows you to apply a payment plan to any dental implant treatment or other required dental work. Third-party payment plan programs can be used to cover the total cost of implants or paired with things like your flex spending or dental savings plan.

Supplement Your Insurance Coverage

Financing options can be paired to supplement your dental insurance at any time. If you’re getting ready to save or pay for dental implants, payment plans can help you plan the treatment without having to wait months, years, or take out home equity loans. If you prefer, you can also apply your flexible spending account (FSA) benefits.

Health Savings Account

With or without dental insurance, a flexible spending account (FSA) allows you to use pre-tax dollars set aside for medical or dental health needs. FSA funds are an interest free plan alternative that doesn’t pertain to any lending institution. Rather, flexible spending funds are set aside throughout the year to pay for health needs, wisdom teeth removal, dental implants, or any planned health procedures. Instead of a credit card or payment plans, your dentist or oral surgeon applies your FSA funds to the dental implant procedures or anything else on your care plan. There is no dental implant financing applied to your credit score, and FSA funds are used similar to a debit card.

Dental Implant Financing FAQ

Do You Offer Payment Plans for Dental Implants?

We do offer dental payment options to our patients regardless of the treatment needed. If you are worried about medical bills, bad credit, or making monthly payments give our office a call to discuss options.

How Can I Apply for Implant Financing?

Financing dental implants is as easy as a quick check on your credit score. A payment plan for dental implants or other dental care is typically an almost-instant approval.

Are Interest Free Options Available?

Yes. Assuming you make monthly payments on your dental implants or other restorative dentistry treatments, you can potentially pay off your dental care or implant treatment with no interest. Usually, there is a minimum monthly payment required.

What is the Monthly Payment?

Sometimes the best way to afford dental treatment is to make affordable monthly payments. This type of dental finance program involves making low monthly installments on the total cost of your dental implants. If you have more expensive dental procedures, monthly payment options make dental care more accessible. In most cases, there is no finance charge on any treatment plan, even if it includes dental implants.

Can I Finance What Isn’t Covered by My Insurance?

Absolutely. Even without dental insurance, health insurance, or flexible spending accounts, dental implant financing can cover the entire cost of your dental work. But if you just need to supplement what isn’t covered by your insurance company, financing will easily fill in the gap (bad credit or not.)

Invest in Your Smile

Let us give you a smile you deserve! Our dental office works closely with your dental insurance carrier to help you maximize your coverage. Give us a call today to schedule an appointment and to discuss your options.