Dental insurance is a benefit your work may or may not provide to you as part of a comprehensive benefits package. Dental insurance, like other insurance, is meant to help you pay for regular cleanings and unexpected dental trauma that can occur as a result of injury or accidents.
General Information To Know
There are yearly maximums to your dental benefit. This dollar amount can range from $1,000 to $2,000, after which you are responsible for 100% of your dental charges. You also may have to wait six to 12 months to gain access to your insurance coverage for restorative procedures, but routine exams and cleanings should be covered at the time of enrollment. It’s important to remember that once you gain coverage, your dentist may or may not be apart of that network. If your dentist is not within that network of care, he or she may be able to recommend someone who is.
While not all procedures are covered, it does help you with issues related to the teeth and gums, as well as preventative care, such as cleanings, x-rays, and exams. Cosmetic procedures such as teeth whitening and crowns are not typically covered. Of course, what is and is not covered will depend on the insurer and plan you choose.
Overall, if you are interested in dental insurance, it’s important to review all of your options, and if you enjoy your current dentist, enroll within their network of insurers.
For more information about dental replacements, call Dr. Ladani in Schnecksville, PA at 610-799-0600 or visit www.extraordinarysmiles.net.
Dr. Sandip Ladani proudly serve patients from Schnecksville and all surrounding areas.